Point-to-point Encryption: a Practice to Follow

When point-to-point encryption is used, secure communication is established between components or devices, so that intermediary links do not get in touch cardholder information. For instance, a network of jewelry stores may have points of sale throughout the country, and each of them will be communicating transaction data to the main data center.

The retailer would be virtually unable to guarantee the security of the workstations and their networks in every outlet. PCI security specialist will not be present in every outlet all the time and keep track of all financial operations being handled.

When point-to-point encryption is utilized, every device from payment card terminal to the payment gateway or processor’s system would “touch” only encrypted data. Thus, the whole network from point-of-sale applications to the main office could get out of the payment card industry scope. Even if at some point along the way, traveled by the data, it is intercepted, no hardware unit will be capable of its decryption. It is virtually impossible for unauthorized persons or organizations to get hold of the encryption and decryption keys. Consequently, P2PE provides a powerful mechanism for prevention of security violations, caused by unauthorized hardware units or mal-ware.

International Payment Gateway can help you to implement a payment solution, which incorporates all the features your business needs, including security aspects, and, particularly, point-to-point encryption. Contact us and our payment processing specialists will be glad to assist you.